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Best Credit Card for You According to Your Spending Habits

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Nowadays, the market for credit cards is becoming more and more competitive. This makes it difficult to choose a card that would be good for you. Each one offers different benefits and services which might not be of your interest. To make things easier, they have created a list of credit cards that are best suited for particular categories of spending habits.

If you’re a big spender

You might consider getting a credit card with cash back rewards if you’re a big spender. The best cards for that have no annual fee and don’t require you to spend thousands of dollars within the first few months of getting them.

You should also look for cards with low-interest rates (less than 20 percent) and high credit limits so that if something goes wrong and you need some breathing room on your balance, you won’t be left behind in debt.

If you travel a lot

If you travel a lot, there are different types of credit cards that can help you maximize your rewards while on the road. As SoFi experts suggest, “When choosing a rewards card, think about your spending habits and redemption preferences.”

The best travel credit card for you will depend on where and how much you travel, but generally speaking, the more miles or points your card earns per dollar spent and the less expensive it is to use abroad are two key factors to consider.

If you have a lot of debt

If you have a lot of debt, the best credit card for you is one with a low-interest rate. A low-interest rate means that it will take a long time to pay off your debt and you’ll save money by paying off your debt faster.

For example, if you have $10,000 in outstanding debt on a credit card that has an 18% APR and pays 15% cash back rewards, it will take 120 months (10 years) to pay off your balance, but if you use another credit card with an 8% APR and earns 1% cash back rewards on all purchases, it would only take 85 months (7 years).

If you want to earn points or cash back on purchases

Cash-back and points cards can be a great option if you want to earn rewards for your spending.

There are many different types of reward credit cards, so it’s important to choose the one that best fits your needs. If you’re looking for cash back on purchases, some best cash back cards page lists the top options from all major issuers. It includes rewards rates based on annual spending and other factors like whether or not you have excellent credit.

If you are a student

If you are a student, a student credit card can be the best option for you. Student credit cards offer many benefits that can help you build a good credit history and get rewards.

Student credit cards are often the best option for young people with little or no credit history. If you’re in your 20s or 30s and have never had an adult-level account, then get started on one now.

 

The bottom line is that there’s no one-size-fits-all credit card. You should find a card that fits your needs, whether that’s earning rewards or avoiding fees. If you want to make sure you choose the right one for you, take some time to think about how often you use cards and how much money you spend on them each month—and then do some research!

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ss-jemals-central-project-setting-a-new-benchmark-for-affordable-luxury-housing-in-new-york/

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Considering the sky-rocketing rent and property costs, renting a luxury apartment in New York has become next to impossible. This applies to the upper working-class population of New York, comprising of young entrepreneurs and business people earning up to a six-figure salary. The current average rental costs for a decent New York luxury apartment fall between $3,000 to $5,000 plus, which working-class New Yorkers cannot afford at the moment.

SS Jemal was among the first few real estate developers to identify this economic disparity and decided to counter it with a brilliant plan – the CENTRAL project. This real estate project aims to make luxury housing affordable for working-class New York residents.

SS Jemal, an honorable citizen of the United States

SS Jemal – Making Luxury Lifestyle Apartments Affordable

Meet SS Jemal – The Mastermind Taking New York’s Luxury Housing Industry by Storm

SS Jemal is a first-generation honorable citizen of the United States. Born to immigrant parents who had settled in the United States of America to fulfill their American dream, SS was the youngest of eight children.

These circumstances forced Jemal to start working from a young age, but he used this to his advantage. SS Jemal’s school years were spent working away at his father’s discount store, where he learned the nitty-gritty of running a business. This proved to be a blessing in disguise. Despite receiving no formal education, SS Jemal racked up his knowledge first by being mentored by his great father Norman N. Jemal and by successfully running and expanding his family’s electronics store network.

With his father’s guidance, direction, vision and great wisdom SS Jemal then started his famous “Nobody Beats the Wiz” electronics store chain. Within a short time span, the retail chain had expanded over six states and was worth billions of dollars in valuation. However, SS Jemal’s thirst for more didn’t end there; he wanted to do his own thing. After the sale of The Wiz in 1997, SS Jemal started his own real estate company and focused on developing waterfront properties. Jemal responded to an RFP for Southpoint on Roosevelt Island and although he was competing against some of the largest national development companies in America, he actually won the bid. His idea stood out among the other participants and was very well received by the board. Ultimately, after 7 years of trying to make a go of this project that he won and earned, the NIMBY’s got him, but Jemal gained a wealth of experience in NYC zoning regulations and established invaluable relationships in the NY real estate industry that today is proving most valuable to him in his newest venture: CENTRAL. SS Jemal has displayed his tenacity and work ethic and refusal to ever give up and seems to be a person who will not be denied success.

SS Jemal’s next idea is trademarked as ‘CENTRAL‘ , with a trademarked slogan mark, “Live, Work, Be Well.”  Now Stephen is all set to build affordable and luxurious apartments in all prime locations throughout Manhattan, giving a high-quality life to the masses. It will not just be a closely guarded possession of elite socialites; SS Jemal along with his oldest son Norman S. Jemal are building something more inclusive and offering a new way of living for the average working-class New Yorker.

Here Is Why New Yorkers Need to Get Excited For the CENTRAL Project

New York’s real estate market is notorious throughout the world for being extremely competitive and expensive. Out of all five boroughs of New York, Manhattan is particularly expensive. Also known as the heart of New York City, Manhattan remains the undisputed financial and social hub of NYC. From small, local coffee shops to the towering skyscrapers of multinational companies, everyone gets a chance to dream their little dream of making it big in The Big Apple here.

SS Jemal spent most of his life in the streets of Brooklyn. He grew up and worked for most of his early life in Harlem. Living in the luxurious homes in Manhattan was a far-fetched dream for him initially, but he knew that one day he would get there.

The idea of CENTRAL stems from Jemal’s past personal life. SS Jemal has had to put in several years of hard work and overcome extreme adversity to get to where he is today. Being a true American patriot at heart, SS Jemal has decided to give back to his community, so they don’t have to work as hard as him to live out their dreams and an six-figure earner who works their tail off will now finally be able to actually afford living in a luxury apartment in Manhattan that is replete with the exact amenities and lifestyle they desire and yearn for.

CENTRAL presented by JemRock Organization

CENTRAL and JemRock logo

CENTRAL is a collaborative project involving many professionals. SS Jemal took the initiative along with his son Norman S. Jemal, the Member and COO of JemRock Organization. They employed the help of many others, architects, designers, planners, experts in the construction business, attorney specialists and real estate professionals, to make this possible. These attorneys added the final legal touches to the project making it totally unique and properly capitalized it is now ready for public launch commencing in Manhattan. As Jemal points out, Manhattan is only the beginning as he plans to expand CENTRAL into several other great cities in America and with his world-class team that he has in place, take this same concept overseas to the greatest cities in the world.

SS Jemal’s brilliance reflects in every project he has established, and the CENTRAL project is no exception. His passion and exuberance for CENTRAL really comes thru and to this writer, this man will not be denied. Making luxury mansions and penthouses in central Manhattan more affordable for working-class Americans, not just the multi-millionaires and billionaires, CENTRAL will redefine the luxury housing industry in New York.

Norman S. Jemal – the Member & COO of JemRock Organization

Norman S. Jemal sitting with brothers Solomon and Richard

The Next Steps? Here’s How SS Jemal’s Future Endeavors Look Like!

CENTRAL’s launch is in the pipeline, and the project will be revealed and open to the general public soon. Currently, the Jemal family is focused on making a grand entrance into New York’s real estate sector with CENTRAL‘s launch. With decades worth of experience in launching successful marketing campaigns for several of his own brands, SS Jemal is planning another exciting curtain-raiser for CENTRAL‘s launch in partnership with the famous George Shea of Shea Communications to create a buzz in the real estate and the marketing world.

It’s important to note that this won’t be the end of the CENTRAL project. SS Jemal has a long-term vision for the expansion of this one-of-a-kind initiative. After launching the program in New York, SSJ plans to expand it across other USA states and eventually release it in other countries to reach a global audience.

SS Jemal has already made waves in New York’s real estate industry, and he’s bound to take the global market by storm with his knowledge, organizational skills, and visionary leadership. Jemal makes sure to consistently note the high caliber of the team he has assembled to execute on his plan from concept to completion and even beyond. Jemal has much pride in his team, their ability to execute and constantly praises and credits them as his strongest asset. I would not bet against this man.

If you want to learn more about the CENTRAL project, stay tuned to this space for more news and updates.

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Strategy

How To Find Success in Today’s Job Market

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In today’s job market, it can be difficult to find success. With so many people competing for jobs, it’s essential that you stand out from the crowd. There are a few things you can do to improve your chances of landing the job you want. Keep reading to learn more.

Use online resources to your advantage.

In order to find success in today’s job market, it is important to use online resources to your advantage. This can help you connect with potential employers, network with other professionals, and learn new skills. Start by connecting with a staffing agency. A staffing agency is an organization that connects employers with employees. Staffing agencies typically specialize in a particular industry or type of job, such as healthcare, information technology, or manual labor. They maintain a database of qualified workers and can help employers quickly find the right employee for the job. Staffing agencies also often provide temporary staffing services, which allow businesses to hire workers for short-term projects or assignments. There are also a number of websites that allow you to search for jobs and submit your resume online. Additionally, many companies have their own websites where you can learn about their company culture, read job descriptions, and apply for jobs.

Narrow down your options.

The job market is constantly changing, and it can be tough to find a job that’s the right fit for you. However, don’t despair. You can narrow down your options by looking at what you’re good at and what you enjoy doing. This can help you slim down your search and focus on jobs that are a good match for your skills and interests. When you’ve applied for jobs and trying to figure out what works best, you can start looking at and comparing logistics. This includes health benefits, retirement benefits, and other perks. Will you need individual health benefits? Do you plan on asking for additional information from your potential employer regarding life insurance or long-term care? When it comes to narrowing down your options for open roles, these are the factors you should consider before committing to an offer.

Utilize your personal network.

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In order to find success in today’s job market, it is important to utilize your personal network. Your personal network consists of your family, friends, and acquaintances who can help you find a job or connect you with someone who can. They may be able to refer you to a potential employer, provide information about job openings, or give you advice on how to improve your resume or interview skills. To start building your personal network, begin by reaching out to the people you know best. Talk to your family and friends about your job search and ask for their help in finding opportunities. If they know anyone who is hiring, they may be able to introduce you to them. You can also use social media platforms to connect with professionals in your field and ask for advice or recommendations. The more people you know and connect with, the better chance you have of finding a job. Stay connected with your personal network and update them on your progress; they will be more likely to help if they see that you are putting in the effort yourself. Don’t be afraid to ask for help. Most people are happy to do whatever they can to assist a friend in need. Utilize your personal network today and watch as your job hunt becomes easier than ever before.

In order to find success in today’s job market, it is important to be well-rounded and have a variety of skills. Additionally, it is important to be proactive and network with others in order to find job opportunities.

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Business

From Pitch to Publication: The Insider’s Guide to Successful Media Coverage

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Media coverage can be a powerful tool for gaining exposure, building your brand, and reaching your target audience. However, the process of getting your story published can be a daunting task. From crafting the perfect pitch to navigating the editorial process, there are many steps involved in achieving successful media coverage. In this insider’s guide, we will explore the key strategies and tactics for getting your story from pitch to publication.

Crafting the Perfect Pitch

The first step in achieving successful media coverage is crafting the perfect pitch. A pitch is essentially a proposal for a story that you would like a journalist or publication to cover. Here are some key tips for crafting a winning pitch:

  1. Research your target publications: Before you start crafting your pitch, it’s important to do your research. This means identifying the publications that are most likely to be interested in your story. Look for publications that cover topics related to your business or industry, and make a list of the journalists who cover those topics.
  2. Keep it concise: Journalists are busy people, and they receive countless pitches every day. To increase your chances of getting noticed, it’s important to keep your pitch concise and to the point. Your pitch should be no longer than a few paragraphs, and it should clearly convey the main idea of your story.
  3. Be newsworthy: Journalists are looking for stories that are timely, relevant, and newsworthy. Your pitch should highlight why your story is important and why it should be covered now.
  4. Personalize your pitch: Journalists receive a lot of generic pitches every day. To stand out, it’s important to personalize your pitch. Address the journalist by name, reference their previous work, and explain why you think they would be interested in your story.

Navigating the Editorial Process

Once you’ve crafted the perfect pitch, the next step is to navigate the editorial process. This can be a complex and time-consuming process, but it’s essential for getting your story published. Here are some key tips for navigating the editorial process:

  • Follow up: After you’ve sent your pitch, it’s important to follow up with the journalist or publication. This shows that you’re committed and interested in working with them, and it gives you the opportunity to answer any questions they may have.
  • Be patient: The editorial process can take time, so it’s important to be patient. Don’t expect an immediate response, and be prepared to follow up several times if necessary.
  • Be flexible: It’s possible that the journalist or publication may have some feedback or suggestions for your story. Be open to these suggestions and be willing to make changes if necessary.
  • Provide supporting materials: To increase your chances of getting your story published, it’s a good idea to provide supporting materials such as high-quality images, data, or expert quotes.

Build Relationships

Finally, building relationships with journalists and publications can be a key strategy for achieving successful media coverage. Here are some tips for building relationships:

  • Follow journalists on social media: Following journalists on social media is a great way to get a sense of what they’re interested in and what stories they’re covering.
  • Engage with journalists: Engage with journalists on social media by commenting on their posts and sharing their work. This can help you build a relationship and establish yourself as an expert in your field.
  • Attend industry events: Attending industry events can be a great way to meet journalists in person and build relationships.
  • Send thank-you notes: After a journalist has covered your story, send a thank-you note to express your appreciation. This can help build a positive relationship and increase your chances of getting coverage in the future.

By following these key strategies and tactics, you can increase your chances of achieving successful media coverage for your brand or business. Remember, media coverage can be a powerful tool for gaining exposure and building your brand, so it’s worth investing the time and effort to get it right.

 

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